[b][u]Kinbank Point System[/b][/u]
To make sure the kinbank is not used and abused inapproiately, this system will prevent such a thing, to some extent.
This is how it works
If you deposit 1Gold you will earn 10 points.
So, for example, if you donated 5Gold to the kinbank, you'll earn yourself 50 points. And, lets say, you donate a Beryl Shard, and their current price are 800s average, you would gain 8 points, from this.
And if you wanted to borrow/loan cash from the kinbank, you would need to spend your points. For example, 1Gold you need 15 points. And same goes, if you want to Beryl Shard from kinbank, then you'll have to earn 12 points, in order to take out.
Items to be added, are the more needed items, so kinship AH, will still be used, for the daily stuff, or so. if you get me :P