Mine

THIS IS FILE CALLED default PLACED AT sites-enable/

NameVirtualHost *
<VirtualHost *>
        ServerAdmin webmaster@localhost
        DocumentRoot /var/www
        <Directory />
                Options FollowSymLinks
                AllowOverride All
        </Directory>
        <Directory /var/www>
                AuthType Basic
                AuthName "Doupler Intranet"
                AuthUserFile "/home/workspace/passwd"
                require valid-user
                Options Indexes FollowSymLinks MultiViews
                AllowOverride All
                Order allow,deny
                allow from all
                # This directive allows us to have apache2's default start page
                # in /apache2-default/, but still have / go to the right place
                #RedirectMatch ^/$ /apache2-default/
        </Directory>

        ScriptAlias /cgi-bin/ /usr/lib/cgi-bin/
        <Directory "/usr/lib/cgi-bin">
                AllowOverride None
                Options ExecCGI -MultiViews +SymLinksIfOwnerMatch
                Order allow,deny
                Allow from all
        </Directory>

        ErrorLog /var/log/apache2/error.log

        # Possible values include: debug, info, notice, warn, error, crit,
        # alert, emerg.
        LogLevel warn

        CustomLog /var/log/apache2/access.log combined
        ServerSignature On

    Alias /doc/ "/usr/share/doc/"
    <Directory "/usr/share/doc/">
        Options Indexes MultiViews FollowSymLinks
        AllowOverride None
        Order deny,allow
        Deny from all
        Allow from 127.0.0.0/255.0.0.0 ::1/128
    </Directory>

</VirtualHost>



THIS IS THE USERDIR CONF
<IfModule mod_userdir.c>
        UserDir public_html
        UserDir disabled root

        <Directory /home/*/public_html>
                AllowOverride FileInfo AuthConfig Limit
                Options MultiViews Indexes SymLinksIfOwnerMatch IncludesNoExec
        </Directory>

        <Directory /home/*/public_html/cgi-bin/>
                Options ExecCGI
                SetHandler cgi-script
        </Directory>
</IfModule>

THIS IS .htaccess at /home/user/public_html
RewriteEngine on
RewriteRule .* index.php


THIS IS THE ERROR.LOG WHEN I TRY TO ACESS 192.168.1.104/~user/ (192.168.1.104/~user/index works ok)
[Mon Sep 24 17:18:22 2007] [error] [client 192.168.1.11] File does not exist: /var/www/home