Something

<VirtualHost *:80>
    ServerName   stuff.jmoncayo.ath.cx
    DocumentRoot /home/jmoncayo/public_html/htdocs
    ScriptAlias  /cgi-bin /home/jmoncayo/public_html/cgi-bin/
    # 
    # put the cgi-bin outside the DocumentRoot.
    # 
    <Directory "/home/jmoncayo/public_html/cgi-bin">
         AllowOverride None
         Options ExecCGI
         Order allow,deny
         Allow from all
    </Directory>
</VirtualHost>
<VirtualHost *:80>
    ServerName nonsense
    DocumentRoot /var/www/error
    # All requests show /var/www/error/error.html
    ErrorDocument 404 /error.html
    #
    # this whole vhost is goofy. 
    # 
</VirtualHost>
<VirtualHost *:80>
    ServerName jmoncayo.ath.cx
    ServerAlias www.jmoncayo.ath.cx
    DocumentRoot /var/www/htdocs/
    <Directory /var/www/htdocs>
         Options whatever
         Order Allow,Deny
         Allow from all
    </Directory>
</VirtualHost>