Someone

$result_07 = mysql_query("SELECT * FROM `fsr_offer_credits` WHERE id='$user_site_id'");

$completionTotal = 0;

while ($row_07 = mysql_fetch_assoc($result_07)) {
	$any_credit = $row_07['credit_value'];
	$completion = explode("/", $any_credit);
	if($completion[1] < 1)
	{
	$completion[1] = 1;
	}
	$completionCount = ($completion[0] / $completion[1]);   
	$completionTotal += $completionCount;
	}
		if($completionTotal >= 1) {
	print "<br />Offer Completed<br />";
	}
	else
	{
	print "<br />No Offer Completed<br />";
	}
	print $completionTotal;
	}

}