Mine

/*
 * credit.java
 *
 * Created on November 6, 2006, 1:42 PM
 *
 * To change this template, choose Tools | Template Manager
 * and open the template in the editor.
 */

package javaapplication2;

import java.io.*;
import java.util.*;
import javax.xml.parsers.*;
import org.w3c.dom.*;
import org.xml.sax.*;
import com.cybersource.ws.client.*;

/**
 *
 * @author xbmodder
 */
public class credit {
    Properties props;
    /** Creates a new instance of credit */
    public credit() {
        String [] args;
        args = new String[0];
        props = Utility.readProperties( args );
        System.out.println(props.getProperty("merchantID"));
    }
    public String hit(String foo) {
        Document doc = Request(props, foo); 
        Document reply=null;
        //System.out.println(Utility.nodeToString(doc));
        try
	{
            reply = XMLClient.runTransaction( doc, props );
            //System.out.println("Fllo");
            // System.out.println( Utility.nodeToString( reply));
        }
        catch (ClientException e)
		{
			System.out.println( e.getLogString() );
        }
        catch (FaultException e)
        {
		System.out.println( e.getLogString() );
	}
        return Utility.nodeToString(reply);
    }
    private Document Request(Properties props, String foo){
     Document doc = null;
	    
	    try
	   	{
		   	// read in the XML file
		   	byte[] xmlBytes = foo.getBytes();
		//   	byte[] xmlBytes = foo.getBytes();
		   	// replace _NSURI_ (if any) with effective namespace URI.
		   	String xmlString = new String( xmlBytes, "UTF-8" );
                      //  String xmlString = new String(foo.getBytes(), "UTF-8");
                        System.out.println(xmlString);
		   	int pos = xmlString.indexOf( "_NSURI_" );
		   	if (pos != -1)
		   	{
		   		StringBuffer sb	= new StringBuffer( xmlString );
		   		sb.replace(
		   			pos, pos + 7,
		   			XMLClient.getEffectiveNamespaceURI( props, null ) );
		   		xmlBytes = sb.toString().getBytes( "UTF-8" );
                                System.out.println(sb.toString());
	   		}
                   
	   		// load the byte array into a Document object.
                  //      System.out.println(xmlBytes.toString());
	   		ByteArrayInputStream bais = new ByteArrayInputStream( xmlBytes );		   	
	   		DocumentBuilderFactory dbf = DocumentBuilderFactory.newInstance();
	   		dbf.setNamespaceAware( true );
	   		DocumentBuilder builder = dbf.newDocumentBuilder();
                        System.out.println("Hello");
                        System.out.println(xmlBytes.length);
                        int x=0;
                        while (x<xmlBytes.length){
                            System.out.print( ""+(char)xmlBytes[x]);
                            x++;
                        }
                       // System.out.println(java.util.Arrays.toString(xmlBytes));
                       //System.out.println( xmlBytes.toString());
	   		doc = builder.parse( bais );
	   		bais.close();
   		}
   		catch (ClientException e)
   		{
	   		e.printStackTrace();
   		}
   		catch (ParserConfigurationException e)
   		{
	   		e.printStackTrace();
   		}
   		catch (SAXException e)
   		{
	   		e.printStackTrace();
   		}
   		catch (IOException e)
   		{
	   		e.printStackTrace();
   		}
   		
   		return( doc );
	}
       

    
}