Mine

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN"
"http://www.w3.org/TR/html4/frameset.dtd">
<html lang="en">
<head>
<title>JROTC</title>
<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1">
</head>

<FRAMESET cols="15%,70%,15%" bordercolor="#FFFFFF",*">
  <FRAMESET rows="83%, *">
      <FRAME src="leftside.html" scrolling="no">
  </FRAMESET>
<frameset rows="15%,5%,75%" bordercolor="#FFFFFF",*">
  <FRAME src="banner.html" scrolling="no"> 
  <FRAME src="nav.html" scrolling="no" name="nav">
<frameset rows="75%,5%,15%" bordercolor="#FFFFFF",*">
  <FRAME src="main.html" scrolling="no" name="main">
</frameset>
</frameset>
  <FRAMESET rows="83%, *">
  <FRAME src="rightside.html" scrolling="no">
  </frameset>
</FRAMESET>

</HTML>